Job Description

Utkarsh Small Finance Bank hiring candidates for below mentioned position Position:- Regional Credit Manager Experience:- 7 to 10 years of experience Qualification:- MBA/CA/ ICWAI/CS Brief job profile:- 1. Leading a team of Credit Managers of various branches of Maharashtra/ Gujarat 2. Scrutinizing & finalising CAM notes received from credit managers pertaining to SME & MSME Loans/Unsecured Business loans/LAP/Housing Loans/ 2. Recommending credit proposals to ZCM/ Credit committees for decisioning post finalisation within permitted TAT. 3. Analysing Balance Sheets/ Financial analysis of high ticket proposals 4. Monitoring of Credit portfolio if designated region and maintaining the quality within permitted deliquency level 5. Visiting branches/ Client's business unit & collateral property as per policy norms 6. Imparting training to Credit managers & sales team for improving proposal/ documentation standards 7. Vendor Management (Legal/ Technical) 8. Credit Audit compliance , etc. Location:- Vadodara